Montgomery County Housing Initiative & Financial Coaching

Homeownership is as desirable for people with disabilities as it is for anyone else in America, yet it is estimated that less than one percent of Americans with disabilities are homeowners versus 66 percent of those without disabilities. Easter Seals Greater Houston is closing on 20-30 homes per year for individuals with disabilities who are low to moderate income and first time homebuyers.

Montgomery County Home Fund Program

Up to $12,600 Down Payment Assistance for individuals meeting income guidelines

For more information click here

Program Guidelines

• Meet income guidelines (below 80% Area Median Income)
• Complete a HUD-Certified Homebuyer's Education Class
• Have not owned a home in the last three years
• Be a United States Citizen or Permanent Resident Alien
• Purchase home in Montgomery County (outside the city limits of Conroe)
• Maximum sales price as set by HUD of a pre-existing home is $217,000 and new home $243,000
• Debt-to-income Housing ratios 38/45%
• Qualify for a 30-year fixed-rate FHA, Conventional, USDA or VA loan with a lender of your choice
• Property built after 1978 and pass HQS inspection
• Subsidy covers down payment, closing costs & pre-paids, with no cash back to borrower at closing
• For questions or to apply, please contact Katy Thorstenberg at kthorstenberg@eastersealshouston.org

Learn more about Easter Seals Greater Houston's Housing Classes.