Montgomery County Housing Initiative & Financial Coaching
Homeownership is as desirable for people with disabilities as it is for anyone else in America, yet it is estimated that less than one percent of Americans with disabilities are homeowners versus 66 percent of those without disabilities. Easter Seals Greater Houston is closing on 20-30 homes per year for individuals with disabilities who are low to moderate income and first time homebuyers.
Montgomery County Home Fund Program
Up to $12,600 Down Payment Assistance for individuals meeting income guidelines
For more information click here
Program Guidelines
- Meet income guidelines (below 80% Area Median Income)
- Complete a HUD-Certified Homebuyer's Education Class
- Have not owned a home in the last three years
- Be a United States Citizen or Permanent Resident Alien
- Purchase home in Montgomery County (outside the city limits of Conroe)
- Maximum sales price as set by HUD of a pre-existing home is $217,000 and new home $243,000
- Debt-to-income Housing ratios 38/45%
- Qualify for a 30-year fixed-rate FHA, Conventional, USDA or VA loan with a lender of your choice
- Property built after 1978 and pass HQS inspection
- Subsidy covers down payment, closing costs & pre-paids, with no cash back to borrower at closing
- For questions or to apply, please contact Katy Thorstenberg at kthorstenberg@eastersealshouston.org
Bank ON Montgomery County
Bank On Montgomery County is a new initiative supported by Montgomery County United Way and community partners to connect people with banking services and financial education with ESGH in the lead. With the generous support of banks and non-profit partners, BANK ON Montgomery County (BOMC) help individuals reach financial goals through low-cost checking accounts, small dollar loans, secured credit cards, affordable mortgage loans and personalized financial counseling.
Learn more about Easter Seals Greater Houston's Housing Classes.
