HOUSING INITIATIVE PDF Print E-mail

 


Down Payment Assistance Programs
Homeownership is as desirable for people with disabilities as it is for anyone else in America, yet it is estimated that less than one percent of Americans with disabilities are homeowners versus 66 percent of those without disabilities. Currently through the Home of Your Own Program (HOYO), Easter Seals is closing on 10-20 homes per year for individuals with disabilities who are low income and first time homebuyers.
 

Hoyo

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Home of Your Own (HOYO)
Up to $20,000 Down Payment Assistance for people with disabilities  

Program Guidelines

  • At least one member of the household must have a documented disability
  • Meet income guidelines (below 80% Area Median Income)
  • Attend a HUD-Certified Homebuyer's Education Class
  • Have a social security number
  • Purchase home in Harris (outside the city limits of Houston), Montgomery or Fort Bend counties
  • Home must be built after January 1, 1978, and pass inspections
  • Maximum sales price of home is $200,160
  • Qualify for a 30-year, fixed rate Conventional or VA loan with a lender of your choice

Applications and Forms
Home of Your Own Packet

Montgomery County Home Fund Program

$7,500 to $14,500 Down Payment Assistance for individuals meeting income guidelines

Program Guidelines

  • Meet income guidelines (below 80% Area Median Income)
  • Attend a HUD-Certified Homebuyer's Education Class
  • Have not owned a home in the last three years
  • Have a social security number
  • Purchase home in Montgomery County (outside the city limits of Conroe)
  • Maximum sales price of home is $200,160
  • Qualify for a 30-year fixed-rate FHA, Conventional or VA loan with a lender of your choice
  • $7,500 for pre-existing home; $14,500 for new home construction

Applications and Forms
Montgomery Home Fund Packet

 


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